S. No.

Name of Scheme

Maximum Loan Limit

Interest Rate

1

Housing Loan

Up to Rs 20.00 Lacs

(i) 8.50% (Up to Rs 3.00 Lacs)

(ii) 9.50% (Above Rs 3.00 Lacs)

2

Personal Loan

Up to Rs 8.00 Lacs

11.50% (Till 72 Months)

3

Car Loan

80% of cost of vehicle or Rs 15.00 Lacs whichever is less

8.50% (Till 60 Months)

4

PDDY Loan

Up to Rs 2.00 Lacs

(i) 10.00% (Up to Rs 50 Thousand)

(ii) 11.00% (Above Rs 50 Thousand)

5

Traders Loan/ Limit

Up to Rs. 30.00 Lacs

(i) 10.00% (Up to Rs 50 Thousand)

(ii) 10.50% (Above Rs 50 Thousand)

6

Two Wheeler Loan

85% of cost of two wheeler or Rs 1.50 Lacs whichever is less

9.00% (Till 36 Months)

7

Cash Credit Limit for Business Firm

Up to Rs. 30.00 Lacs

(i) 10.00% (Up to Rs 50 Thousand)

(ii) 10.50% (Above Rs 50 Thousand)

8

Loan against Property

Up to Rs. 40.00 Lacs

12.00%

9

Farm Mechanisation

Up to 75% cost

(i) 10.50% (Up to Rs 2.00 Lacs)

(ii) 11.50% (Above Rs 2.00 Lacs)

10

Gyandeep Education Loan

Up to 75% cost of study

11.00%

11

Loan against Term Deposit

Up to 75% of face value of term deposit

2.00% Additional from Term Deposit Interest

12

Loan against NSC/ KVP

Up to 75% of face value of NSC/ KVP

11.00%

13

Cash Credit Limit to Salary Earner Society

20 Times to share

9.80%

14

Cash & Carry (Fertilizer) Credit Limit to PACS

 ---

9.30%

15

S. T. (Short Term) Agriculture

Cash Credit Limit to PACS

 ---

7.70%

16

S. T. (Short Term) Cane

Cash Credit Limit to PACS

 ---

7.70%

17

Animal Husbandry & Fisheries

Cash Credit Limit to PACS

 ---

7.70%